Quickex AML Policy — User Harm from Freeze

**URL:** https://quickex.io/docs/aml-policy

Harm scenarios

Suspicious transactions require **full KYC verification** for refund.

Refunds on AML-related blocks are **not possible without KYC**.

Liquidity provider may **refuse payout** of frozen funds.

Marketing vs policy gap

Users expecting «no KYC» on XMR pairs face **surprise verification** = financial harm (YY04).

Criteria: YY10, YY04, YY23